These Terms & Conditions govern your access to and use of the dream88 platform. Please read them carefully before registering or placing any wagers. By using dream88, you agree to be bound by these terms in full.
Key Points
A plain-language summary of the most important rules. The full legal text follows below.
You must be at least 21 years of age to register and use dream88. This is a strict PAGCOR regulatory requirement. Age verification via government-issued Philippine ID is mandatory.
dream88 is operated under a PAGCOR license and is intended for use by residents of the Philippines. Access from jurisdictions where online gaming is prohibited is not permitted.
Each individual may hold only one dream88 account. Duplicate accounts will be closed and balances may be forfeited. Account sharing or use by a third party is strictly prohibited.
All deposits on dream88 involve real money. Bonuses are subject to separate wagering requirements stated in the applicable bonus terms. Deposits are non-refundable once wagered.
Fraud, collusion, use of automated bots, and any manipulation of game outcomes are strictly prohibited and will result in immediate account closure and forfeiture of funds.
These Terms are governed by the laws of the Republic of the Philippines. Any disputes are subject to the exclusive jurisdiction of competent Philippine courts and PAGCOR oversight.
These Terms, together with dream88's Privacy Policy and any additional rules applicable to specific games or promotions (collectively, the "Agreement"), govern your use of the dream88 platform, website, and all associated services.
By completing the registration process, making a deposit, or placing any wager on dream88, you confirm that:
These Terms are available at all times on the dream88 website and may be updated from time to time in accordance with Section 13 (Amendments).
Access to and use of the dream88 platform is subject to the following eligibility requirements, all of which must be satisfied on a continuous basis:
dream88 reserves the right to request additional proof of eligibility at any time and to suspend or close accounts that fail to meet these requirements.
To access real-money gaming features on dream88, you must complete the registration process and pass Know Your Customer (KYC) identity verification.
3.1 Registration. You must provide accurate, complete, and current information during registration, including your full legal name, date of birth, residential address in the Philippines, and a valid Philippine mobile number. You are responsible for maintaining the accuracy of this information throughout your use of the platform.
3.2 KYC Verification. Prior to making any deposit or withdrawal, you will be required to submit a valid, government-issued Philippine identification document. Accepted documents include the PhilSys National ID, UMID, Passport, and Driver's License. dream88 processes KYC verification in compliance with PAGCOR's Anti-Money Laundering (AML) requirements and the Anti-Money Laundering Act of the Philippines (Republic Act No. 9160, as amended).
3.3 Account Security. You are solely responsible for maintaining the confidentiality of your account credentials. dream88 will not be liable for any loss arising from unauthorized access to your account where you have failed to safeguard your login information. You must notify dream88 immediately if you suspect unauthorized use of your account.
One Account Rule: Each individual may register only one (1) dream88 account. If duplicate accounts are identified, dream88 reserves the right to close all associated accounts and forfeit any funds or bonuses held therein.
4.1 Deposits. dream88 accepts deposits via GCash, PayMaya, BPI, BDO, Metrobank, Visa, Mastercard, and USDT. Minimum deposit amounts vary by payment method, with the standard minimum being ₱100 for e-wallet deposits. All deposits are credited to your dream88 account in Philippine Pesos (PHP).
4.2 Withdrawals. Withdrawal requests are subject to completed KYC verification. dream88 targets processing of GCash and PayMaya withdrawals within fifteen (15) minutes; bank transfer withdrawals are processed within one (1) to twenty-four (24) hours, subject to the receiving bank's settlement schedule. Processing times for large withdrawals or those flagged for compliance review may be longer.
4.3 Minimum Withdrawal. A minimum withdrawal amount applies as stated in the dream88 cashier at the time of request.
4.4 AML Compliance. Withdrawals are subject to AML monitoring in accordance with PAGCOR requirements. dream88 reserves the right to request supporting documentation for any withdrawal and to delay processing pending compliance review.
4.5 Currency. All account balances, deposits, and withdrawals are denominated in Philippine Pesos (PHP / ₱). dream88 is not responsible for exchange rate fluctuations or fees applied by third-party payment providers.
dream88 may offer bonuses, free bets, cashback, and other promotional incentives from time to time. The following general conditions apply to all promotions unless expressly stated otherwise:
6.1 RNG Certification. All Random Number Generator (RNG)-based games on dream88 — including slots and virtual table games — are powered by certified RNG software that has been independently tested and verified for fairness by accredited testing laboratories. Certifications are renewed on a periodic basis.
6.2 Live Dealer Games. Live dealer games are conducted by professional dealers operating from licensed studio environments. dream88's live operations comply with PAGCOR's live gaming standards, including studio monitoring and game integrity protocols.
6.3 Malfunction Policy. In the event of a technical malfunction affecting any game outcome, dream88 reserves the right to void the affected round(s) and refund the corresponding stake(s) to the player's account. dream88 is not liable for losses arising from technical failures beyond its reasonable control.
6.4 Bet Settlement. All game results and bet settlements are final once confirmed by the dream88 platform. Disputes regarding bet settlement must be raised with customer support within seven (7) days of the relevant event.
The following activities are strictly prohibited on the dream88 platform and will result in immediate account suspension, closure, and forfeiture of all funds and bonuses:
dream88 cooperates fully with PAGCOR, law enforcement agencies, and financial intelligence units of the Philippines in investigating suspected fraud, money laundering, or other illegal activity.
dream88 is committed to promoting responsible gaming practices in compliance with PAGCOR's responsible gaming framework. The platform provides the following responsible gaming tools to all verified players:
Players who believe they may have a gambling problem are encouraged to contact the PAGCOR responsible gaming hotline or visit our Responsible Gaming page for full resources and support information.
Age Restriction: dream88 strictly enforces the minimum age of 21 years as required by PAGCOR. Underage gambling is illegal in the Philippines. Any player found to be below the minimum age will have their account permanently closed and all deposits returned, less any amounts wagered.
All content on the dream88 platform — including but not limited to software, graphics, trademarks, logos, game assets, text, and user interface elements — is owned by or licensed to dream88 and is protected by applicable Philippine and international intellectual property laws.
You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the dream88 platform solely for your personal, non-commercial entertainment purposes. You may not reproduce, distribute, modify, create derivative works of, or exploit any platform content without the express written consent of dream88.
To the maximum extent permitted by applicable Philippine law, dream88 shall not be liable for:
Nothing in these Terms excludes or limits liability that cannot be excluded or limited under mandatory Philippine consumer protection or other applicable laws.
dream88 reserves the right to suspend or permanently close any account at its sole discretion, including in the following circumstances:
Upon account closure, any verified withdrawable balance (net of bonuses and amounts subject to compliance review) will be returned to the player via their registered payment method within a reasonable period, subject to KYC completion and AML clearance.
The collection, use, storage, and protection of your personal data is governed by dream88's Privacy Policy, which forms an integral part of this Agreement. By registering on dream88, you consent to the processing of your personal data as described in the Privacy Policy, in compliance with the Philippine Data Privacy Act of 2012 (Republic Act No. 10173).
dream88 reserves the right to amend these Terms at any time. Material changes will be communicated to registered players via the email address or mobile number on file, and the updated Terms will be published on the dream88 website with a revised "Last Updated" date. Your continued use of the platform following notification of any amendment constitutes your acceptance of the revised Terms.
If you do not agree with any amendment, you must cease using dream88 and may request account closure in accordance with Section 11.
These Terms shall be governed by and construed in accordance with the laws of the Republic of the Philippines, without regard to its conflict of law provisions.
Any dispute arising out of or in connection with these Terms or your use of the dream88 platform shall be subject to the exclusive jurisdiction of the competent courts of the Philippines. Players may also escalate disputes to PAGCOR as the regulatory authority for dream88's operations.
Before initiating formal legal proceedings, players are encouraged to contact dream88's customer support team in good faith to seek resolution of any grievance. dream88 commits to responding to formal complaints within ten (10) business days.
Read our other policy pages, check our FAQ, or sign in to your dream88 account. Must be 21 or older. Play responsibly.
21+ Only · PAGCOR-Regulated · Play Responsibly